Barclaycard Platinum with Balance Transfer

Barclaycard are offering 0% on balance transfers for 20 months, and until 3rd May 25% off additional balance transfer fees. This is a good thing because lets face it we are living, if not in the End of Days, at the very least in troubled times. That bridge you drove over this morning on the way to work? That was Simon & Garfunkels Bridge Over Troubled Waters that was. With inflation on the rise, meaning the pound in your pocket is worth less on a daily basis and a lot of banking organisations paying no attention to LIBOR (can you tell I'm an accountant?!) and charging 20%+ over the Bank of England's base rate in interest, offers like this are a pure godsend. In fact, a couple of months out of the 20 months will probably save you as much interest as the reduced balance transfers fees will cost you, leaving you 18 months to chip away at the capital without frittering a penny away in interest. You know, like the good old days when credit card companies were our friends and didn't charge us an arm and a leg.

Barclaycard Platinum are basically giving you the chance to regain a bit of control over your finances. Since the recession began, everyone's suddenly cottoned on to the fact that we need to be more aware of what we're spending, a bit more frugal and a bit more sensible. Even my gadget lust has subsided and I've not bought half the things I've really really wanted. Of course that in itself doesn't help if you have debt hanging over you that is costing a pretty penny in repayments that hardly touch the actual outstanding amount, so hurrah to Barclaycard for giving us the opportunity to make the cuts and hard work we're all doing go further. Just concentrate on paying it off once you're balance is transferred!

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